Cover Desk- Public Liability Insurance

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What is Public Liability Insurance?

Public Liability Insurance is a type of insurance coverage that protects individuals or businesses against claims made by third parties for bodily injury or property damage caused by the insured’s activities.Public Liability insurance covers your legal liability against third party injury and/or property damage, protecting you from paying for damages arising from the costs and expenses of claimants who have been injured, as well as lost/ destructed their property.

Coverage Scope

Public Liability Insurance covers legal liabilities arising from accidents, injuries, or property damage caused to third parties (such as customers, visitors, or members of the public) during the course of the insured’s business operations or activities

Types of Businesses

Public Liability Insurance is essential for various businesses, including retail shops, restaurants, contractors, manufacturers, event organizers, and service providers who interact with the public or work on client premises